How the No-Claims Step Works and How to Protect It
Only at-fault claims reduce your step. For small repairs, a simple calculation decides whether to claim.
Plain-language guides to insurance products, cover and claims in Türkiye — written for our clients in Maslak, Istanbul and beyond.
Only at-fault claims reduce your step. For small repairs, a simple calculation decides whether to claim.
One missing field on the report can delay payment by weeks. Here is the checklist.
One question usually settles it: are the hospitals you want contracted with SGK?
It pays the gap between what SGK covers and what a contracted private hospital charges — at a much lower premium than private cover.
Families spend more on repeat consultations than on surgery — choose the policy accordingly.
SGK and private cover are not rivals. Knowing where one ends and the other begins prevents both over- and under-insuring.
Two clauses cause most claim refusals: waiting periods and exclusions. Both are written in the policy.
Quotes look alike until you ask the right questions. These ten make comparison possible.
Inpatient versus outpatient cover, waiting periods and the lifetime renewal guarantee decide what a health policy is really worth.
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